Michelle Way's blog

After several years of rising rates and stretched budgets, early 2026 data is showing something encouraging: affordability is improving.

Not because home prices are crashing — but because several key economic factors are finally moving in buyers’ favor at the same time.

National trends currently show:

• Mortgage rates easing into the low-6% range, down from 2025 highs above 7%

• Monthly mortgage payments decreasing approximately 8% year over year

• Wage growth beginning to outpace home price growth

• Housing affordability...

After a slower period in many markets, one of the most common question homeowners are asking is: Are buyers coming back?

In many areas, the answer is yes. More importantly, understanding why buyer activity is improving can help sellers make strategic decisions and position their homes for the best possible outcome.

Here’s what’s driving renewed buyer demand—and what it means if you’re considering selling.

1. Buyers Are Adjusting to Today’s Market

While interest rates are higher than historic lows, many buyers have accepted this as the “new normal.” Instead of waiting on the...

One of the most common mistakes buyers make is assuming that if a lender approves them for a certain amount, that’s what they should spend. In reality, smart homeownership isn’t about stretching to the maximum—it’s about buying in a way that protects your lifestyle, cash flow, and long-term financial health.

That’s where the 30–30–3 rule comes in.

This simple guideline helps buyers avoid overspending, reduce financial stress, and feel confident about their purchase from day one.

Here’s how it works.

1. Keep Housing Costs at 30% of Your Income

Your total monthly...

If you own a home and are wondering whether to sell it or rent it out, you’re asking the right question.

This decision isn’t just about today’s market. It can impact your long-term finances, stress level, and overall flexibility. Too often, homeowners feel rushed to decide or receive advice that leans heavily toward one option without fully evaluating the other.

Let’s look at how to approach this decision clearly and thoughtfully.

Start With the Right Question

The real question isn’t “Which option makes more money?”

It’s “Which option best aligns with my goals, risk...

Homes in the Mt. Hood corridor, Sandy, Estacada, and nearby rural communities often rely on septic systems rather than public sewer. These systems are common throughout Clackamas and eastern Multnomah County and are well-suited for larger lots and country properties when properly maintained.

Understanding how septic systems work—and how they differ from city sewer—can help buyers and homeowners feel confident when purchasing or caring for a rural home.

Why Septic Systems Are Common in This Area

Many properties east of Portland, including those near Mt. Hood, along river...

In a competitive real estate market, submitting an offer that stands out can make all the difference between landing your dream home and watching it slip away. But what exactly makes an offer strong? While buyers often focus on price alone, experienced real estate agents know that sellers evaluate many factors before choosing the best deal. Understanding what matters most to sellers—through the eyes of an agent—can help buyers write smarter, more compelling offers.

Whether you’re a first-time homebuyer or a seasoned investor, working with the right strategy can maximize your chances of...

 A new year always brings fresh opportunities—and in real estate, it also brings new trends, shifting market dynamics, and emerging buyer and seller priorities. Whether you're a homeowner planning to list, a buyer preparing for your next move, or a real estate professional staying ahead of the curve, understanding the trends shaping the housing market can set you up for a more confident and informed year.

As the real estate landscape continues to evolve, several key patterns are already gaining momentum. Below is a breakdown of the major real estate trends to watch in the new year,...

Receiving multiple offers on your home is an exciting position to be in. It often means your pricing, marketing, and timing aligned perfectly—creating strong buyer interest. But while multiple offers can be a major advantage, they can also be overwhelming. How do you choose the offer that best supports your goals? How do you compare terms beyond just the highest price? And how do you make sure you're selecting the strongest, most reliable offer?

This guide breaks down the essential factors to consider when evaluating multiple offers as a seller. It's designed to help you make an...

 Selling your home during the holidays can feel like a juggling act — between festive decorations, family gatherings, and unexpected showings, it’s easy for your space to feel less than picture-perfect. But here’s the truth: the holiday season can be a fantastic time to sell. Buyers who are house-hunting now are often motivated and ready to make quick decisions.

The key is finding that balance between holiday warmth and buyer-friendly presentation. You want your home to feel inviting and festive without overwhelming potential buyers. These practical, proven tips will help you keep your...

How to Prepare Your Home for a Winter Sale

Selling your home in the winter might sound challenging, but it can actually be a smart move. With fewer listings on the market and more serious buyers searching, your home has a great chance to stand out — if it’s presented the right way. The key is to make your home feel warm, inviting, and well-maintained, even when the weather outside is less than ideal.

Here’s a complete guide to preparing your home for a successful winter sale.